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Well, it's an interesting discussion. Yes, I was well aware that the company was subsidizing our insurance substantially. I even know what they claim to pay per employee for our insurance and it's a lot. However, my point really is that I thought Medicare was supposed to take over for the company.

Yes, I am in the Bay Area. Our Supplemental Care policies in our county suck, if you'll pardon me. If we had to do it we would, but it doesn't use what are thought to be the "best" doctors. I have friends using it who are satisfied and others who use Kaiser who are satisfied so if we go broke we'll always have that as a fall-back. The company continues to cover the medications so I don't have to worry about Part D.

I haven't read each one of your responses in detail yet, but I'm beginning to feel that the answer to my question doesn't really exist. To get good Medicare coverage it costs a lot.

I guess I continue to wonder why BC/BS is so expensive when it appears that Medicare A & B cover mosts fees. That may still be my bottom line question.

Thanks for all your help and comments. I didn't know this question would elicit so much response. I totally agree that there is something wrong with our health care system but I'll be dead before they fix that problem I have a hunch, and I'm still healthy.
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