Well, rolling it over to an IRA is definitely a good idea, because then you have more flexibility.On the other hand, planning on a 20 year hold for stocks is just plain foolish. While it is possible that there are some stocks good for that time period, lots of luck finding them. All of your holdings should be re-evaluated regularly. There are times to buy and times to sell. The same can be said for index funds. Trading IWM off the (8,55) moving average crossover improves performance significantly over buy and hold, for example.
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