Well, today my net worth (excluding property) dropped maybe 1.5%. My net worth in mid-2002 was much less than in 1999 including having been talked into tech after the first crash by a "financial advisor" (i.e., broker), despite saving lots of new money. Now, some of that has regained value by putting new money in during the down market. But, the fact is, I'm going to be putting about 2/3 as much into Pen Fed between yesterday and tomorrow, about half from a rollover CD, as I lost on stocks today. It makes sitting out crashes much easier. I lost between 3 and 4 % yesterday but I'm still up for the year so it doesn't cause me any concern, the year is young yet :)Tony
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