Message Font: Serif | Sans-Serif
 
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev Thread | Prev | Next | Next Thread
Author: Howie52 Big funky green star, 20000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 294  
Subject: Re: Am I in the right stock mix for my 401K Date: 5/1/2011 5:51 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
Well, when faced with a large number of choices, you have to do
something to narrow the field - like putting them into comparable
boxes and then comparing the expense ratios of the ones in the
same "box" and throwing out the ones that charge a bunch.
Another option is to compare turnover ratios.

The "Lifepath" approach tends to tell you what someone else
thinks about portfolio diversification - and fits you where
they think you should be.

sometimes, you have to look at your own needs and your own
views about money. Would you lose sleep if your 401K lost
values over a year? Do you worry about volatility?

What this leads to is a recommendation that few folks really
want to hear - you need to read the prospectus of the options
and compare what they say they do to invest and compare
that with you're own views and personality.

I will say that Dodge and Cox has a good reputation.
Vangard and Fidelity have a lot of fans.
Columbia has some funds with good results but I worry
about cost ratios.

Howie52
Disclosure - I own Columbia Acorn Fund via the old Acorn Fund
being taken over a while back. The older fund was a "No Load" fund
which Columbia ain't. I would not recommend any "loaded" fund
but in the 401K world, I do not think you will find any other
options.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (2) | Ignore Thread Prev Thread | Prev | Next | Next Thread

Announcements

Foolanthropy 2014!
By working with young, first-time moms, Nurse-Family Partnership is able to truly change lives – for generations to come.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Post of the Day:
Dividend Growth Investing

Good Time for Dividend Champions?
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and "#1 Media Company to Work For" (BusinessInsider 2011)! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement