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Well, whether it was intentional or not, I was correct in doubting the claim of a return of 12% guaranteed, and I certainly didn't deserve to be insulted for it (especially considering I was correct).

I didn't insult you; I made the mistake of committing a friendly ribbing on an unwilling participant. Insult implies insolence or insensitiviy on my part, which I don't think applies.

You knew what the author was trying to convey by his post, and chose to focus on semantics in your reply.

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