Well, you are not alone. Our family of 4 has 10 - yes 10 - accounts and they are all at Schwab. (My IRA, wife IRA, Joint brokerage, trust, UGMA x2, edu Roth x2, my Roth, wife Roth)Since EVERYTHING is from one place, the record keeping is manageable. I also like Vanguard funds, but the Schwab 1000 is also pretty good and I took the trade off for record keeping simplicity.-Mark
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