No. of Recommendations: 0
Anything wrong with placing 90% of a lump sum retirement into a single fund like the Wellesley fund from Vanguard? The 40/60 split ... stocks to bonds seems conservative enough and if the market ever comes back it is my understanding I can roll it into the Wellington fund 60/40 split. The other 10% could go into Money Market for near term living expenses. Would it be too simple to pick just "one" fund? What about placing everything with one company? Would you split a lump sum between several companies for safety? Thanks for your input. Jack.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.