We're both 32 but we're fat. They are term policies, each of us has one $500k policy and one $250k policy. I have thought a bunch about life insurance, but the thing is if we both die our kids go to my sis who lives in DC. Its incredibly expensive up there to live and she doesn't even have a house right now. I also don't really want to have either of us change our lifestyle if the other one kicks the bucket.
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