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We're paying ~$4800 per year, two youngster oldsters, >60 years... policies 3 years old now
Does that include inflation adjustments?

As of right now, our premium remains 'permanent'... unadjusting...

We took the benefit of +5% per year option, NOT compounded...

[Year one = 105% benefit, year two = 110% benefit, three = 115%, etc...]

Did a very unscientific reality check of the 5% compounded benefit and concluded that the stiff premium for the compounded benefit "wasn't worth it"...
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