After suffering a lot of agravation, I decided to close my account at Wells Fargo. I never chose to have one, just had one originally at the First Atlanta, which was bought by Wachovia, etc. More than 20 years all said.
Wachovia was excellent, but when WFC bought it . . . well, aggresive, almost predatory marketing, continuous phone calls selling this or that, getting a long sales speach everytime I went to the bank for whatever reason, hit and run fees, etc. etc. Plus, plus, lousy service that was getting worse all time. Example: nearly incomprehensible statements, etc.
So I switched to Sun Trust, a bank that does not suffer from imperial ambitions.
Curiously, my daughter ( who runs an accounting service for small business ) told me that a number of her clients ( also ex-Wachovia ) were closing their accounts at WFC due to pretty much the same issues.
It looks like eventually Mr. Buffett will own 100% of a bank with no customers.
Vizcacha