What are her options? I know that an IRA would be the best choice but she wants to be able to borrow againest it.>>Her best hope on borrowing against the money would be to put it in a Rollover IRA and then move it to the 401k at her new job. The Key in this is to make sure it is just a rollover IRA and that she does not contaminate the money by adding to the account. If she has a year before she can roll it in, perhaps she might like trying the 50% FF and 50% index.
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