What are the loads or annual fees for the IUL? Exactly how are those applied?Ahh, I found it...sort of:• Premium charge: A premium charge of 5% will be deducted as premium is paid into the policy.• Monthly insurance cost charge: An insurance cost charge will be deducted every month on the monthly anniversary and isbased on factors such as age, gender, and risk class.• Monthly policy charge: A policy charge of $7.50 per policy will be deducted every month on the monthly anniversary.• Monthly expense charge: An expense charge will be deducted every month on the monthly anniversary and is based onage, gender, death benefit amount, and risk class.5% load on all money put in.What, exactly, are the insurance costs and monthly expense charge??-murray
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