No. of Recommendations: 0
What are the recommendations on the board, both what I should do with the current account (keep it, close it, use it as a backup), as well as recommendations of NEW credit cards (rewards, fixed rate, low rate, etc.).



I would keep the card. If Capital One notices the loss of business, they might make a better offer than the existing card (the non-Capital One card), or perhaps even give you the old Capital One card terms or something similar.

The two sites that Nancy mentioned are probably a good resource to compare different options. If you are a Credit Union member, you might try getting a CC through them. My newest card was via my Credit Union with a 12-month, 0% terms on Purchases and Balance Transfers (BT fee capped at $75)

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.