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What good does a big fat bank account do for you if you won't tap into it to have some fun?

I have to agree with you on this point tonyw44. I read the book also and got a lot of great ideas, etc BUT I do not want to live so far below my means that I have a "cajillion" dollars at retirement. Specifically, I know my golf swing at age 65 will not be the same as it is today so I'm comfortable with the happy medium our family has decided upon. IE: Spend some money now as well as save for a pleasant retirement.

Everyone's mileage varies.

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