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If you receive dividends outside of an IRA, they will be taxed at 15% in 2003. Will it be zero next year?
But if you get the dividends in an IRA and redeem them in 2003, they will be taxed as ordinary income, for most Fools at 25% or higher.
And on this board you are likely subject to that awful provision, namely the "reqired minimum distribution".
So there is the general question: How do you deal with an IRA in the light of the recent drastic changes in the tax code?
Is an IRA still a good thing?
(I confess that I am not completely sure of my facts. So, if you know better, please correct me on this thread.)
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