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What happens if someone who is not authorized to be on my property is injured?

This could be a burglar, trespasser, or neighborhood kid who climbs over a fence into a locked yard and falls or is otherwise accidentally injured.

I have heard anecdotes about this sort of thing getting claimed to insurance in the past.

Would I have liability?



I strongly suspect you would. Plus, competent civil defense attorney fees alone can get quite expensive, even if you're found not legally liable.

I have hit 3 minors in 2 auto accidents, none of which I could have avoided, as over a dozen witnesses attested to. I was not charged with a traffic ticket or other criminal charge in either incident, because of the dozen witnesses. However, a very prominent civil defense attorney advised me in the matters that:

1) A minor is VERY rarely, if ever (In fact, the attorney said "NEVER") held legally accountable for his/her acts in such instances. In the attorney's words, Jesus can be at fault, you're still at fault.

2) Attorney's advised me that a minor's parent(s)/guardian(s) can sue me every year until the minor reaches majority (which occurs at 18 years of age, here) and then the minor gets 2 more years, after his/her 18th birthday, here, to sue me, as that is the first time a minor reaches "legal capacity to sue."

You should also post the property with signs, but I strongly suspect they probably won't help a great deal in defense of a suit if a minor is injured.

Bob
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