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What I learned from my Mom was that you can always go to her Mom. My Grandmother bailed my Mom out several times when I was in my teens. My Mom couldn't and can't keep track of money. She always sees something that looks great in the store and then at home collects dust.

I had to balance the checkbook for my Mom, or at least try, I don't think we ever got it right. Savings?? My mother has never had a savings account that carried more than $100 for six months.

I have learned a lot from this, but it was how not to do it.

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