No. of Recommendations: 27
What I love about retirement so far is how much less my already modest expenses are.

I used to subway to work. $2.30 each way, twice a day, 5 days a week, $100 a month, easy. KA-CHING!

Then you gotta go find some expensive crap for lunch, just to get out of the office for a while. $5 a day, KA-CHING!

Then there were those Social Security and Medicare deduction from the paycheck. $6,854.58 a year. $571 a month! KA-CHING! Next time I talk to those folks, it is going to be to start getting that money back!

Shirts and ties and suits? I don't think so! KA-CHING!

Then there's the State and Federal Income tax.... way north of $2000 a month KA-CHING. Now my income is in my tax exempt accounts and I draw down from my taxable accounts. Income, what income? he-he-he!

....and the contributions to those savings plans, at least $1000 a month, year after year, hoping I'd not regret it some day. KA-CHING!

There were times when I was working when I felt like I should just take out a big insurance policy, make all these people who had a hand out the beneficiaries, blow my brains out and eliminate the middle man :(

Free at last, free at last, Great God Almighty I am free at last! How did I do it? I paid myself first.
Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.