What if a person “retires” at 62 and then finds another job, and earnssay, $30,000 a year.How does this affect your scenario? Generally, I don't think anyone under full retirement age working with a significant salary should not be collecting SS benefits. This is because the SS benefits will be taxed and may not be needed for day to day expenses. OTOH delaying or suspending SS benefits will increase the benefit amount when they are started or resumed.Bob
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