No. of Recommendations: 0
What if I postpone the surgery and have a car accident. Could I be found negligent for not fixing a cataract?

Yes, if you can't see well and you're driving anyway. "I have cataracts" is not going to be a viable excuse, since driving is a priviledge and not a right. A bigger question is whether your car insurance company would sue you so they don't have to pay for an accident you cause, since right now you'd probably be unable to pass the vision test of the driver's license.

And if fixing a cataract is so necessary, why isn't it properly covered by health insurance?!

Typically things that people have a high likihood of happening (such as cataracts - but also things like dental disease) but are affordable for the average person to self-pay to fix aren't covered fully by insurance - you would've been paying higher premiums all along if they were. It's similar to say eye glasses - they're important if you need them, but vision plans rarely cover them at 100% soup-to-nuts.
Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.