First off, I was very foolish (That's lower case f!!!)last year. Due to my financial situation, I was unable to take part in my employers 401k plan. I never enrolled, nor did I put any money into it. My situation has changed, and I would like to make a contribution to a deductible IRA, for 1999. On line 15 of my W-2, my employer marked the "pension plan" box. Does this exclude me from making a tax-deductible IRA contribution? And what constitutes an active participant in an employee sponsored pension plan?
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