What is 'wrong' with me withdrawing my IRA to pay it off? Nothing is wrong with it other than the penalities. It's just that you have other options you can explore before doing so, and once done, you can never put it back for those years. Also, when you get a new job, you seem to be the type who won't just pay the minimums, so you won't be paying $30k over the next 10 years.Calvin
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