What it doesn't agree with is the Savings Bond Wizard, which shows (for exmaple), that some Jan '03 bonds I own are currently in the 3.1% inflation adjustment period (Nov '06 - Apr '07). According to my table, they should be one month behind that (i.e., still earning the 1% adjustment from Oct). Ken, I think it means that you earned that October 1 interest on January 1, and so now as of January 10 you are currently in the 3.1% period as you begin earning the interest you'll be paid on February 1. In other words, the 3.1% refers to what you're earning now, not what you earned on your January 1 payment which accrued throughout December.dan
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