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Author: TMFGalagan Big gold star, 5000 posts CAPS All Star Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 35400  
Subject: Re: Please help this stupid I Bond owner Date: 1/12/2007 9:32 AM
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What it doesn't agree with is the Savings Bond Wizard, which shows (for exmaple), that some Jan '03 bonds I own are currently in the 3.1% inflation adjustment period (Nov '06 - Apr '07). According to my table, they should be one month behind that (i.e., still earning the 1% adjustment from Oct).

Ken, I think it means that you earned that October 1 interest on January 1, and so now as of January 10 you are currently in the 3.1% period as you begin earning the interest you'll be paid on February 1. In other words, the 3.1% refers to what you're earning now, not what you earned on your January 1 payment which accrued throughout December.

dan
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