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Do not, do not, do not!!! go to Las Vegas April 12-15th and let it slip your mind that you needed to make 2008 IRA and Roth IRA contributions.

I was able to get checks mailed out for my contributions, and they will have 4/15/09 postmarks, but I forgot to write "Roth" on one and "Traditional" or deductible on the other.

I DID write my account numbers on the checks, and PYC 2008 (Prior Year Contribution). I realize now, too late, that *I* know which account is my Roth and which is my Tradtional, but does my brokerage know that? Don't they treat all IRA accounts the same way?

[a larger check was destined for Traditional/deductible IRA in order to lower my tax liability, a smaller check destined for the Roth in order that I could still access that money in a dire emergency without penalty. Total amount between both checks: $5000.00]

It all boils down to the following questions: What are my remedies (if any) should the 2008 contributions be incorrectly labeled? Can I call up my brokerage in about a week and ask them how they characterized each check/deposit/contribution? If they report both as Traditional contributions and/or both as Roth contributions, can I ask them to change/re-characterize each to the way I wanted (and should have written on the memo lines of the checks)? Will that still count as 2008 contributions?

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