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Author: StockGoddess Big gold star, 5000 posts Top Recommended Fools Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76418  
Subject: Re: 401(k)s are too risky for retirement Date: 5/10/2012 1:33 PM
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What struck me from the article is that they talked about the 07-09 market crash...then ignored the 09-11 market recovery.

I got back everything I lost in the crash, and then some, by just "staying put". Assuming no more than a planned, conservative 4% annual withdrawl rate, maybe that rate would have raised up to 6% during the shortfall, but it wouldn't have decimated the account!

You never assume that either good times or bad times are permanent.

SG

"Don't Panic!"

_The Hitchikers' Guide To The Universe_
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