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I am considering subscribing to TMF but still not 100%. I am 29 yrs old and work for a good I.B.E.W. Local #3 in N.Y. I have a pension, annuity and 401k. I have now joined Sharebuilder and followed the few question/answers so they could determine the best investments for me. I will be contributing on a once a month basis= $650.00. And this is how it is distributed= 20%- DJIA Index(Diamonds), 10%-Lehman 7-10 year Treasury bonds, 10%-Real Estate Index, 20%- Nasdaq 100 Index, 20%-S&P 500 Index SPDR, 20%- Walmart Stock.

I really have no clue if this is o.k. for Long Term investing. I guess I need a finacial advisor.

Any insight would be a GREAT help.

Thank you
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