No. of Recommendations: 1
Hello all,

I'm looking for some advice wrt to saving/investing.

Here's my situation:

I am in year 2 of a 5/1 ARM @4.5%.
I have a 60mo car loan @ 3.9%
Retirement accounts are fully funded
I have a 6 mo emergency fund (ING and I-bonds)

What would you do in my situation?

Payoff car loan?
Prepay mortgage?
Start CD ladder?
Continue buying US Savings bonds?
DCA into equity and/or bond index funds in a taxable account?

I feel like my wife and I have worked hard to put ourselves in a strong position financially, but now that we're there, we don't know what to do next? A dilemma I'm happing to be in, but a dilemma nonetheless.


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