No. of Recommendations: 0
What to do, what to do?

Another good place to start is reading on the Guyton/Klinger strategy:

VERY interesting...

and (to me) a little complicated *..

my SWR strategy so far has been -- spend what you need, try not to over-do it.

when i did a look-back, was amazed to find i've been withdrawing almost exactly what their strategy says.

* and seemed backwards from what i thought the idea was ...namely
Original withdrawal = X% = $Y
next withdrawal = $Y * CPI factor /etc (rather than a % each year
( then they add the 'rules' .. if your portfolio goes down, if re-calculated % is high or low ... )
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.