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Starting at the beginning of September when I go back to work, I am projecting that my husband and I will have about $2000/mo to invest. This is in addition to funding our Roths and maxing out DH's 401k. (My 403b choices are really poor, so we choose not to fund that. I am in the process of buying 5 years credit towards retirement.)

We have decided to split the $2000 so we each have $1000 to invest. What should I do with my thousand? Currently, I have a Vanguard taxable account (VTSMX) that I put 250/mo in and we put 100/mo in each of two 529 accounts for the future kids. These will continue to be funded.

I think DH wants to buy individual stocks with his. Should I just put mine in the Vanguard account? It's fun buying individual stocks, although I have had my share of losers in the last few years.

This is money that we aren't planning on needing anytime soon.


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