SHOCK! Had tax appointment today. Have turned 71. Must start taking distributions from IRA's. Don't need that much money at this time. Also inherited some bonds - don't know what to do with that monthly income either, except leaving it with brokerage at 3% is not good. Am studying The Bond Book as recommended - GNMA and FNMA are a nightmare I can hopefully deal with later. I don't want to roll over these annuities where they are - if at all? Would love to hear from somebody who has been there, done that. What to do?Surky
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