My husband and I are cuurently working for the same company and have been there for 2 years. It looks like we may be changing companies sometime in the next few months. Currently, we are in a 401k managed by Kempner which no one appears to be satisfied with. It seemes to be known as the "volkswagon" of mutual funds. We both have less than $20,000 total in the plan. We pulled money out previously (from other jobs) and have learned the hard way how stupid that is. Anyway, we are not sure whether or not to leave the money where it is or roll it over. Does anyone have any suggestions? Also, if we were to move it, what company would be recommended. We don't have much time once we find out and it will be a very hectic time for us because we will be moving across the country. We want a simple option. Thank you very much for your help.