my 401k has poor (limited) choices. should i cut back from my current 12% deferral to 6% in order to get the maximum matching funds and start a roth ira instead.or just keep putting in as much as i can into the 401? i undersatnd i would pay more tax now with the roth but none later. but the 401 gives me the break now but ill be taxed later. im just really tired of limited choices and meager returns . help pleaselabata84
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