What you are obviously failing to grasp is that I do want to purchase a property to be my first home. That is my intent. <snip> Temporary relocation is a possibility in my line of work and that would leave me paying rent+mortgageBuy the house as a primary residence and take out the owner occupied loan with the better terms and smaller down payment. From the loan's perspective you're allowed to rent out a bedroom or a part of the home, say the basement, and still retain primary home status. If you are overseas for three months, you'll have a tenanat in the home who will serve to both watch over the home and contribute to the mortgage payment. Or don't, and continue to make every molehill a mountain and rally against how society is being oppressed.
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