what's your interest rate with MEFA I'm at 7.5%, over 7K right now. It's very annoying that they don't offer any incentives for direct debit.I was actually thinking of moving it to a "4.9% for life of transfer" credit card (Citibank). The reason I'm leaving my other loans where they are is because I can request forbearance if I get laid off next year. But I don't think MEFA loans offer forbearance. I have to check my paperwork...
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