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What's your opinion of options trading,...

Options are advanced methods of investing. The short answer to your question is to trade in options, you need education and a hand-holder for your first few trades.

An encyclopedis article that will bore you to death is here:

A long The Motley Fool lesson starts here:

TMF has a Options - You Make the Call discussion board here:

Eventually you'll want to look at the website for the Chicago Board of Options Exchange (CBOE). Their website is here:

...and what do you think of the future prospect for Citibank?

The spreadsheet for Citigroup Inc. (NYSE:C) is here:

C is a penny stock:

Normally penny stock status makes me qualify the stock as a "don't ask; just sell" stock. C will work its way out of penny stock status, but the new status won't be soon. The real question is how long will the status change take?

The Motley Fool (TMF) has a C discussion board here:

Once you're on one of TMF's stock discussion boards, you can jump to TMF's CAPs (short-handedness for capitalization) by clicking on the Quote link near the top of the stock discussion board.

By the way, one of C's related companies is Bank of America (NYSE:BAC). I've had BAC in my portfolio for 20+ years, and the stock is close to penny stock status. If I had a working brain in my head, I'll sell it. For now C and BAC both deserve your consideration.

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