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I have been investing for the past 2 years, and I am at a fork in the road as to what to do now. I currently have holdings in Dell, HWP, MCD, a Roth Index fund, among others holdings, but am looking to purchase AOL and other possibly other internet issues while the sector is out of favor. The only problem is, where does the money come from? I have a substantial amount coming from the good 'ol IRS, but have about the same balance on my family's credit cards (2). Do I pay off the cards and look towards purchasing stocks in the future; or possibly look into a home equity loan for the credit card balances? Or... Help would be appreciated. Richscott
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