No. of Recommendations: 2
While I am inclined to agree with Agg97, for the sake of argument let me suggest some reasons why you might want to consider the tax deductable traditional IRA.
1. I will save you in taxes right now. The contribution amount lowers your taxable income.
2. You MIGHT be in a lower tax bracket when you withdraw the funds.
3. Many think that the longer you can postpone taxes on money the better. The validity of this argument depends to a great extent what current and future tax rates are.
4. Another view of Agg97's fourth point is that Uncle Sam is letting you use their money to invest from now until retirement.

The Roth IRA is very attractive but wanted you to think about the other side also.

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