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Author: ResNullius Big gold star, 5000 posts Old School Fool Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 76421  
Subject: Re: SWR/High Bond Fund Allocation? Date: 3/2/2011 1:45 PM
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While the portfolio doesn't offer short/intermeidate investment grade selection; you could choose the 5 year Treasury option.
I ran a $1,000,000 portfolio 30% stocks 70% 5 year Treasuries=success rate 86.4%. The program calculated for 30 years that:"A spending level of $34,888 provided a success rate of 100.0%". The program calculated for 40 years that:"A spending level of $29,302 provided a success rate of 100.0%".


I'm not an expert at numbers, but does this mean that a 70% fixed portfolio has a 100% success rate at 40 years if you use a 3% withdrawal rate, and same for 30 years at a 3.5% withdrawal rate? Thanks.
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