Who is the employer? A government? A private non-profit? A school district?State Govt. He works at a State UniversityIs the choice either/or?No, I believe he can do both, we just don't have much money.Can he defer up to $16,500 plus $5,500 because he is 50 or older?He is 50. Is that what you're asking? We certainly cannot afford to save that much/year. We just bought a money pit that has wiped us out.What vendor investment choices are there?I will have to look into this, but I believe there's a core mutual fund there, but they allow you to choose anything from Fidelity, if you wanted to do it yourself. I may not get this answer right away, though, because we just found out an hour ago that his father is very sick and he may have to go out of town. Is there any employer contribution matching for his contributions? (unusual but possible)I do believe so, but I need to find out if it's for one of these two types or if there's a third type This is the website link to his retirement options:http://blink.ucsd.edu/HR/benefits/financial/index.htmlThanks. I knew you probably needed more info, I just didn't know what.Caat
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