Why are you borrowing money to invest?I'd like to build my account balance at Schwab and when mom and dad die I could sell my stocks and bonds at market and sell $10K from my Roth because I now qualify for 1rst time homebuyer and try to find something a condo or trailer that I could pay cash rather than have a mortgage that would stress me. Interest rates on borrowing is attractive at Sunwest when you borrow from your cds the rate is 2% above the dividend rate. I can get above 5% in the junk bond corporates available at Schwab while I wait for the price to improve.Mom fell last weekend from her bed. Dad and I could not get her up we had to call the fire department to get her up.
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