I watched an "expert" on a network show this morning going through the kind of interest ordividend reurns people could expect from bank CD's or Credit Unions, and I was appalled she never once even considered equities!

Suggesting that people put their money solely into instruments that pay returns of 0.50 percent to as "high" as 2.0 percent if they leave money in there for FIVE YEARS! They would lose some of their returns if they wanted to move it out of there sooner!?

Are you kidding me?

As I've posted many times before, I've managed my own IRA for several years. I make a lot more than 2.0 percent by buying (and sometimes selling) and usually holding equities that pay dividends.

Just four examples:

GE is now at $16.46 and paying 3.70 percent

B&G Foods (BGS) is now up to $23.52 and paying 4.00 percent

Intel Corp (INTC) is now at $25.01 and paying 3.40 percent

AT&T (T) is now at $29.15 and paying 5.90 percent

These are all good companies, frankly, and have paid dividends for many years, so why not put SOME money there? Why be satisfied with 0.5 to 2 percent? (And there are MANY more good companies to invest in, too.)

"Safety"? Come on...

Vermonter