No. of Recommendations: 1
Why do you care about the interest rate on a rewards card?

I like the concept of Blue Cash. Assuming you using it for all purchases the tiering can play to your advantage depending on your annual spend. If it's well over $6,500 you can do quite well with the 5% for gas/groceries/drugstore purchases. You must also consider whether slice & dice with different spending types onto different cards would benefit you more if you have a good grasp of your annual spend in each of the common categories (i.e. Penfed if you buy a lot of gas, some groceries but not enough to significantly exceed $6,500 and make up for the lower cash back tiering).
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