why is this?Just old fashioned, I guess. But I doubt if I spend more than one or two hours a month entering data into Quicken: - I write about 8 checks a month, and enter them into Quicken as I write them; that takes no time at all. (As I said earlier, I abandoned a paper check register years ago.) Reconciling once a month takes probably five minutes. - My wife writes about 25-30 checks a month(?) and still uses a paper check register. Entering her checks once a month and reconciling her account is probably the single most time-consuming thing I do in Quicken, maybe 20 minutes/month. - Lots of investment stuff: several brokerage accounts, a Treasury account, savings bonds, mutual funds, etc. But mainly this amounts to entering dividends, monthly or quarterly. I make maybe 3 or 4 sales or purchases each month; again, just a few minutes for each. - I don't obsess over stock and fund prices - maybe once a month I enter closing prices (manually!) into Quicken so I can track how I'm doing. - I don't track credit card use in Quicken, so that probably saves a lot of time. I use credit cards sparingly, review the monthly statement, and send 'em money.And as I mentioned earlier, I use spreadsheets extensively to track things: tax data, mortgage, cost basis of investments. Though I might be able to do some of those things with Quicken, I really enjoy messing around with spreadsheets - and I think I do a better job of dealing with splits and spinoffs and other basis adjustments than Quicken does. Anyway, I'm retired, and have been for about 6 years now. If I saved an appreciable amount of time by downloading data, my wife would just find more stuff for me to do, and my golf game would suffer. Lorenzo
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