Why the heck you 'leasing' cars? That is usually the most expensive option. Get out of the 'need' for a new car every 3 years. That is in expensive addiction, unless you can write off the car for business purposes and come out ahead tax wise!Foolish! (in the not-to-smart). When your lease is up, BUY a new car that will last you at least 8 years, and keep it 8 years. Not a $50,000 car either, but a middle of the road car. You are 'not your car'. You need to adopt some LBYM attitudes immediately. Get ahold of The Millionaire Next Door and absorb the info quickly. You seem to be living beyond your means. The AMT is going to whack people with lots of 'deductions' they thought they had...and find they vanish into thin air, or get taxed at 28% instead......Trim down financially? What the heck are all the credit card bills from? Over spending? Keeping up with the Joneses? spoiling the kids? Spoiling yourselves? Eating out too much? Buying every gadget? redoing the house/kitchen/bathroom?????Some reality needs to be inserted here!...t.
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