Why worry about "winning" and what other people do? A lot of things will change between now and your retirement. If taxes go up to cover the "Whizzers", so what? Other tax changes may benefit you.Do you want to punish the "Whizzers" for stupidity? Stupidity is part of the human condition. Their lives will not be very luxurious.Taking responsibility for your own life is rewarding, in itself. You can live well because you did save. That seems pretty sweet revenge, if that's what you're after.I think you misunderstood my main concern. My main concern is that the old 60/40 equity/fixed income "safety portfolio" might not work as the USA heads into what appears to be decline. THAT is my main concern.
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