No. of Recommendations: 1
Why would ETFs be preferable to funds (ie the BND)?
Usually an ETF has a lower expense ratio than the equivalent mutual fund. Also, some funds get snotty if you buy & sell too often. I had T. Rowe Price reject a buy of TRREX just because I had sold some of my TRREX 5 weeks previously.
But don't take my word for it -- don't believe anybody. Use google and see what article & columns have to say about this.

Are CDs a viable option for "cash"? Or would short-term bonds be better, even though principle could be lost? Other thoughts?
Maybe, maybe not.
Depends on your risk vs. reward preference.

Should I look at YTD and maybe 1-year performance to find funds that will do well in a bull market?
No, No, a thousand times NO!
You really need to research this topic and come to your own conclusion. Google Is Your Friend.
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.