No. of Recommendations: 1
Why would ETFs be preferable to funds (ie the BND)?
Usually an ETF has a lower expense ratio than the equivalent mutual fund. Also, some funds get snotty if you buy & sell too often. I had T. Rowe Price reject a buy of TRREX just because I had sold some of my TRREX 5 weeks previously.
But don't take my word for it -- don't believe anybody. Use google and see what article & columns have to say about this.

Are CDs a viable option for "cash"? Or would short-term bonds be better, even though principle could be lost? Other thoughts?
Yes.
Maybe, maybe not.
Depends on your risk vs. reward preference.

Should I look at YTD and maybe 1-year performance to find funds that will do well in a bull market?
No, No, a thousand times NO!
You really need to research this topic and come to your own conclusion. Google Is Your Friend.
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