No. of Recommendations: 2
Why, you're right...of course. Everyone is gaming the system.

Not everyone, but those who aren't are being punished because there is a percentage who are gaming the system.

New regulations are frequently an over reaction to a problem, but these regulations are a reaction to a problem does exist.

Considering the competing interests: Innocent buyers who have incorrect entries on their credit reports and "Not Innocent" buyers who dispute all valid negative entries to raise their score, what is the solution?
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