Wildgirl, thank God you're on the watch! I was wondering what your take on this would be!ic, you were smart to call back. I don't think it's a scam per se, since it sounds like you checked up on it & the debt is legit, but it sounds to me like this is a &*^$ collector from PCI Management lying through his teeth to get you to pay up pronto. Wildgirl is right: inform them that they cannot contact you except by letter & then deal with them as best you can. I really, really doubt they will sue, especially if you start making good faith payments. And if they did, all you would have to do is tell the truth in court -- the judge would laugh in their face & make them accept whatever you can reasonably pay.By the way lying or misrepresentation on the part of collectors is a CRIME (were you on the boards a little while ago when some poor soul posted in a panic because some idiot bill collector threatened to have them THROWN IN JAIL?). Write down exactly what he said to you. You can sue them -- happy birthday, indeed! Where's our resident expert on suing the pond scum suckers?Tanaquil
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