williepwr wrote ... Just retired, have a 401k with both pretax and after tax contributions. Am rolling over pre-tax into a custodial IRA, however not clear on after tax contributions. Know I cant roll these over into an IRA. But if I withdraw the after-tax contributions, (ie: actual after tax contributions plus their earnings ) are they completely free of tax? I am not yet 59 1/2, if this has any bareing on the situation. The after-tax distribution is free of tax and penalty regardless of you age.Craig
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