My own experience is interesting because about 6 or 7 years ago I switched car insurance from Allstate to Geico and saved 40%! I also got great claims service from Geico as well. Then, last fall I asked my Allstate agent why my homeowner's insurance premium was higher than I thought it should be. He got on the stick and obtained a better rate and then asked about my car insurance (we now have 2 cars). I was surprised to be given a far better deal from Allstate than I had been given from Geico, and I switched back. I guess Allstate has realized that people shop around now, and it has refocused its pricing to become competitive.
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